Archive for the ‘Retirement’ Category

Rare Recommendation!

Monday, May 24th, 2010

FROM:  Steve

I’m going to do something today that I generally don’t do!  I am going to recommend a magazine that I have found very informative and helpful as I travel the road from midlife and beyond.  I recommend it because it is easy to read (mostly short, entertaining articles), specific to my needs as I grow older and wisergenerally apolitical (other than being supportive of people like me), and just all around interesting!! 

AARP: The Magazine, a hip, glossy monthly,  is filled with genuinely useful, up-to-date, vital information that captures the essence of the variety of opportunities and lifestyles available to us as we grow older in what seems to be an ever more complex society.  I like it because it alerts me to things I think I should know to live a longer, happier, healthier life.  It also shows me how other people are doing it!    I like that!

The magazine came as a perk when I joined AARP, an organization targeted to people 50 and over.  I remember when I was first approached (by mail) to join the organization back when I was 50.  Still being middle-aged and nowhere near retirement, I chuckled to myself and trashed the mailing without even opening it!  Perhaps you did the same thing!?  I’m turning 63 next month and I wish that I had opened that initial mailing and taken the time to read some of the material.  The time taken then would have been useful in perhaps helping me pay attention to the inivitable a bit sooner!  There was information there about health, finances, relationships, law, travel, politics, etc. that I could have used sooner in my last 13 years.

It only costs $16 to join for a year (with significant discounts for longer term subscriptions).  The magazine in itself is worth the cost.  But in addition I get another monthly publication called the AARP Bulletin that is chock full of additional useful information.  And for those of us that like to surf around in cyberspace, I have unlimited access to AARP.org (included in the $16 fee) which looks like it contains all the information I need to navigate my future.  And if it isn’t right there at my fingertips, I can find numerous links and references telling me where I can go to have my questions answered!  What a deal!! 

So if you are really serious about making the rest of your life the best of your life, click on over to www.aarp.org and do a little exploring.  Follow the directions to join up.   Then look forward to getting the magazine and be as surprised and delighted as I am ever time I do!

What a great idea!!??

Tuesday, March 30th, 2010

FROM:  Steve   :)   With tongue planted firmly in cheek!!  :)

No nursing home for us. I am checking into the Holiday Inn! 
With the average cost for a nursing home care costing $188.00 per day, there is a better way when we get old and feeble. 

I have already checked on reservations at the Holiday Inn. For a combined long term stay discount and senior discount, it’s $49.23 per night.   That leaves $138.77 a day for: Breakfast, lunch and dinner in any restaurant we want, or room service, laundry, gratuities and special TV movies. Plus, they provide a spa, swimming pool, a workout room, a lounge and washer-dryer, etc.  Most have free toothpaste and razors, and all have free shampoo and soap. 

$5 worth of tips a day will have the entire staff scrambling to help you. They treat you like a customer, not a patient. There is a city bus stop out front, and seniors ride free. 

To meet other nice people, call a church bus on Sundays.

For a change of scenery, take the airport shuttle bus and eat at one of the nice restaurants there.  While you’re at the airport, fly somewhere. Otherwise, the cash keeps building up.   

It takes months to get into decent nursing homes. Holiday Inn will take your reservation today.   And you are not stuck in one place forever, you can move from Inn to Inn, or even from city to city.  Want to see Hawaii ?  They have a Holiday Inn there too. 

TV broken?  Light bulb need changing?  Need a mattress replaced? No problem. They fix everything, and apologize for the inconvenience.  

The Inn has a night security person and daily room service. The maid checks to see if you are ok. If not, they will call the undertaker or an ambulance.   If you fall and break a hip, Medicare will pay for the hip, and Holiday Inn will upgrade you to a suite for the rest of your life.

And no worries about visits from family. They will always be glad to find you, and probably check in for a few days of mini-vacation.  The grand kids can use the pool. 
What more can you ask for?

 So, when we reach that golden age, 
We’ll face it with a grin. 
Just forward all our email to:     
HOLIDAY INN

*******************************

ITS NOT THE YEARS IN YOUR LIFE THAT COUNT,
ITS THE LIFE IN YOUR YEARS!

:)     Keep Smilin’   :)

Midlife and Beyond: Change vs. Transition

Tuesday, March 2nd, 2010

FROM:  Suzanne & Steve

There is no doubt that we face changes when we get to midlife and beyond.  What was once known as “retirement age” seemed to be the watermark for the changes of growing older.  But nowadays changes related to aging and health (physical, mental, emotional, and spiritual) can happen earlier or much later.  And it is best to be aware, if not actually prepared for whatever happens.

In his book, Managing Transitions, William Bridges distinguishes between “change,” which he describes as external and public, and “transition,” which is internal, private, and psychological.  He claims that change is relatively easy but transitions are more difficult and emotionally demanding.  He states “Transition is the psychological process people go through to come to terms with the new situation….and, it is these interior processes of learning and adaptation—not the external facts of change—that are underestimated and can be treacherous to one’s health and happiness.”

Bridges claims that in our highly mobile society, where change and ambition are considered coin of the realm, people fail to recognize that any transition process—in life, in love, in work—not only requires adapting to a new situation, but it means letting go of old habits. 

If we take traditional retirement as an example, there is a distinct “ending” followed by a challenging “neutral zone,” a kind of no-man’s-land between the old reality and the new where a person wrestles with issues of personal and professional identity.  How a person manages the fears and inhibitions, the ambivalence and ambiguities of this period determines how healthy, happy, and productive the “new beginning” that the rest of one’s life will be.

 Take care with the transitions of midlife and beyond to make the rest of one’s life the best of one’s life!

RETIREMENT 2: Taking Care of One’s Self

Tuesday, March 2nd, 2010

FROM: Steve

In my last blog I told you the story of my Dad and his dreams of retirement—what “retirement” meant to his generation.  But let me tell you the rest of the story. 

For years my Dad relished the thought of his retirement.  But unfortunately he did not take care of himself very well.  He did a lot of hard workin’ along the way, but he did a lot of hard drinkin’, smokin’ and eatin’ too with large amounts of sedentary TV watching in between.  I remember during his 65th year he was counting down the days left until his birthday—his retirement day!  And then the big day came.  He said good-by to his friends and returned home from work for the last time.  Ten days later he suffered a stroke and died.

To say the least my Dad was not prepared for retirement.  I don’t begrudge him his dreams of a “life of leisure” but the changes caught him unaware.  Two hundred and fifty years ago the Greek historian, Herodotus, warned us that “Illness strikes men when they are exposed to change.”  The “change” of retirement struck my Dad like a Mack truck! 

So now, I am 63 and am looking forward to living longer than my father.  I actually have been preparing for many years.  What am I doing to avoid the tragedy that he suffered? 

  1.  As I mentioned in the previous blog (Retirement 1: To retire or NOT to retire, that is the question?) I don’t intend to “retire.”  I am only 63 and I intend to “Live and full, happy, healthy life until I’m 100.”  I intend to keep busy everyday with fun, fulfilling, and mentally challenging activities.
  2. I intend to be physically active and fit (see my blog 3 Steps to Fitness!).
  3. I intend to eat a heathy, well-balanced diet every day.  I recommend any of these three eating plans (find them on the internet): 1. The Mediterranean Diet; 2. The DASH Diet; or 3. The Zone Diet.   
  4. I intend to deal with daily stress by practicing periods of Conscious Breathing and the Relaxation Response (Meditation).  See previous blogs Take a Deep Breath and Take a Deep Breath 2.
  5. I intend to continue cultivating happy, healthy Conscious Relationships with my wife, Suzanne, and all those around me.  See previous blog Take Charge of Your Relationship in Six Co-Commitments.

So these are some of the activities that you can do to take care of yourself and make the rest of your life the best of your life!

RETIREMENT 1: To retire or NOT to retire, that is the question?

Tuesday, March 2nd, 2010

FROM:  Steve

So you’re approaching 65 and you’re wondering “Retirement?  What the heck is that all about?”  Well, if you’re like me and have changed careers and/or jobs several times throughout your adult life, retirement is not as promising as it was once thought to be. 

I remember growing up in the late 40’s, 50’s, and 60’s listening to my father and my uncles talk about retiring when they got to be 65 and dreaming of leisure time to do anything but the back-breaking work they did in the factories day after day after day (and nights sometime).  They were amassing pensions and social security payments that were going to guarantee never having to work again.  Working for 45 years for the same employer assured my Dad that a steady income would continue from his 65th birthday until his passing sometime after.  He was “in like flint.” 

 I did not have the opportunity to earn a pension.  I changed careers and jobs and moved several times over the years.  That seemed to be the norm.   In fact, as the decades went by through the 70’s, 80’s and 90’s the idea of “pension” itself disappeared from the workplace (and in some cases so did the actual money—remember Enron?).   So pensions seem to be “out” and the future value of Social Security continues to be debated as well as diminished.  So the opportunity for a “life of leisure” realistically has all but disappeared for many of us. 

 But I enjoy what I am doing for work these days and I’m not sure I want to stop.  I feel challenged, fulfilled, happy.  I continue to have fun doing what I am doing.  I am happy and healthy and that is a pretty fine place to be.  So like a lot of you I think I’m going to hold off on dreams of “retirement.”  Life is good and besides there is a lot of recent research on aging that shows that keeping active every day is beneficial to one’s health, happiness, and longevity.  Let’s get on with it!!